Author name: David Peters

Many retirees pay more in taxes than necessary simply because no one is planning proactively. Here are the strategies worth reviewing each year.

Market downturns are inevitable. Here are proven strategies to reduce volatility’s impact on your retirement without giving up long-term growth.

A will and a trust do different jobs. Here’s how to tell which one (or both) your family actually needs to protect your assets and avoid probate.

Leaving a job? You generally have four options for your old 401(k) — and the wrong move can trigger taxes and penalties. Here’s a plain-English breakdown.

A Roth conversion can lower your lifetime tax bill — for the right person, in the right year. Here’s how to know if it makes sense for you.

Claiming Social Security early can permanently reduce your benefit. Here’s how to think through the timing decision based on your health, income, and retirement plan.